Expense groups
Create groups for every occasion — trips, shared apartments, dinners, events. Add anyone with an invite link.
The easiest way to split bills with friends and groups. Add the expense, Splitwo does the math — everyone knows what they owe in seconds.
Good morning
Ricky
Total balance
−L 820.00
You owe more than you're owed
Owed to you
L 450
You owe
L 1,270
Quick split
Calculate instantly
My groups
See all
Roatan Trip
4 members
+L 450
owed to you
Apartment
3 members
−L 1,270
you owe
Ana's Birthday
6 members
Settled
all good
The problem
Tired of chasing your friends to pay you back?
Do you have a calculator open every time you split the restaurant bill?
Did your friends trip end in an argument about who paid what?
Do you keep track of who owes what in notes or WhatsApp messages?
The solution
Create a group, add how much you paid and with whom — Splitwo instantly calculates who owes what. No calculators, no awkward conversations, no drama.
30s
To split an expense
100%
Free forever
0
Money arguments
Features
Create groups for every occasion — trips, shared apartments, dinners, events. Add anyone with an invite link.
Add who paid, how much, and with whom. Splitwo calculates in milliseconds. Equal shares or custom amounts.
See exactly how much you're owed and how much you owe, at all times. No surprises, no confusion. Everything transparent.
When someone hasn't paid, Splitwo reminds them for you. No awkward messages, no tension. The app handles it.
How it works?
Give your group a name — "Roatan Trip", "Apartment", whatever you want. Invite your friends with a link. Done in seconds.
No need for everyone to download the app
Did you pay for the Uber? Dinner? Write how much, who paid and who it's split between. Splitwo does the math for you.
Equal shares or custom amounts
Instantly, each person sees exactly how much they owe and to whom. When they pay, the balance updates automatically.
Real-time balances, no manual calculations
Pricing
The free version handles 90% of what you need. Premium unlocks everything else.
Free
Forever, no card required
✓ No credit card required
Premium
Unlock everything
Monthly
$1.29
/ month
Yearly
$11.99
/ year
Lifetime
$19.99
one-time
Web available now · iOS & Android apps coming soon
< 30s
To add an expense
100%
Free, no limits
3 taps
To split any bill
What our users say
“Finally an app that understands how we live. Before we'd spend hours calculating who owed what in the WhatsApp group. Now everything is clear in a minute.”
“We're 4 roommates and managing apartment expenses was a mess. With Splitwo everything flows. Nobody has to chase anyone to collect.”
“We used it for an 8-person trip to the Bay Islands. It was 5 days, dozens of expenses, and in the end everyone knew exactly how much they owed. No fights.”
The web version is available right now. iOS and Android apps coming soon. All free, always.
No credit card · No hidden fees · Free forever